Seattle car accident lawyer Jason Epstein continues his series on personal injury law FAQs. In this article, Jason talks about why you should never give the insurance company a recorded statement after an accident unless you have consulted with an experienced auto accident lawyer first.
So, you’ve been in an accident, and the insurance adjustor for the at-fault driver wants you to sign a recorded statement and send you some other paperwork to sign – should you do it?
The answer is no. Nothing good can come from giving a recorded statement or signing the forms that the other insurance company gives you. Basically, they want to get your recorded statement so they can lock you into a story early. Frequently what they will do is say ‘so, how are you doing, are you hurt?’ You might at the time of the accident, or shortly after the accident, say no, I’m not hurt, I’m doing fine. That recording will be forever on tape for you to deal with if later on, you develop some injuries and are forced to go to a doctor. Additionally, the paperwork they ask you to sign is typically a medical authorization or medical release. What that does is give the insurance company the right to get all of your medical records so they can try to prove this particular accident wasn’t the cause of your injuries. Both the recorded statement and the authorization they ask you to sign are tactics the insurance company uses to reduce or minimize what they ultimately pay you. It’s important that if you are in an accident and are injured, consult with an attorney as early as possible to avoid making some mistakes that could end up costing you further down the line, including giving a recorded statement and signing any papers they give you.
For more information from Jason, check out the Premier Law Group website, or give him a call at (206) 285-1743.